Why SumUp
Why small UK businesses keep choosing SumUp
It isn't the flashiest hardware on the market. It's the pricing model: buy the reader, pay per transaction, owe nothing in a quiet month.
The case for it
What actually makes the difference
No expensive terminal rental
You buy the reader outright, so there is no traditional monthly hardware rental on Pay As You Go SumUp readers.
No complicated contracts
Pay As You Go has no long-term contract and no monthly minimum. Quiet months do not cost you a fixed fee.
Get paid anywhere
Accept chip & PIN, contactless cards and mobile wallets — on the counter, at the table, in the van or at an event.
Fast access to your money
SumUp advertises that money reaches the SumUp Business Account by 7am the following day, including weekends and bank holidays.
All your payments in one place
Transactions, refunds, sales history, payment links and invoicing sit together in the SumUp Business App.
Built for growing businesses
Start with one reader and add terminals, POS tools and payment methods as the business grows.
Security
Taken care of properly
Encrypted transactions
Card payments are processed over encrypted connections using industry payment security standards.
PCI DSS compliance
SumUp operates in line with PCI DSS, the payment card industry's data security standard.
Established payments company
SumUp is a global payments business, not a start-up experiment — with card machines in use across Europe and beyond.
Millions of businesses
SumUp states that more than 4 million businesses worldwide use its services.
Working with us
Three steps, no pressure
PayPoint UK Payments is an independent specialist. We're paid to get the match right, not to push the priciest box.
Tell us how you trade
Two minutes on turnover, where you take payments and what you pay now.
We match the setup
The right reader and the right plan — including telling you when your current deal is already fine.
Start taking payments
Set up the device, connect your account and take your first card payment the same day.
Find out what you should be paying
Two minutes, no obligation. Tell us what you take in card payments and we'll show you the setup and rate that actually fits.